They’re supposed to be the best, most ‘golden’ years of your life – your twilight years – but due to the current financial climate, many senior citizens are finding it more and more difficult to get an increasingly popular capital loan, due to concerns surrounding long-term affordability and already saturated pension funds.

But fear not! There are lenders that are willing to provide affordable mortgages for older people – whether it’s to raise money for home refurbishments, to downsize or to consolidate existing debt into one monthly payment – and Lerwick Financial Group Ltd (LFG Ltd) specialises in securing them!

Using our comprehensive mortgage panels for senior citizens, along with the close relationships we have cultivated with some of the UK’s largest banks and building societies, you can be confident in the knowledge that the deal we find for you, based on your age, personal circumstances and financial request, will be one of the most competitive on the market.

Why you should trust us:

• We don’t rely on computers to make decisions for us – we do it the ‘old fashioned way’ (using our brains)
• We can arrange generous terms
• All earned income up to the age to any age, pension income beyond that, and rental and investment income is taken into account
• We offer huge flexibility for lending into retirement, with no upper age restrictions and a choice of fixed, tracker, variable or capped rates

We know that experience is important to you, which is why we’ve been arranging mortgages for older people for a quarter of a century, and we invite you to see what we can do for you, too.

Please call us today on 0345 273 3322 to talk freely with one of our mortgage advisors.

Happy retirement!