So, you’ve decided to purchase a home? Great! But where to start?
The process of purchasing a new home can be both stressful and frustrating – unless you’re doing it with one of our highly experienced and impartial advisors.
Here at Lerwick Financial Group Ltd (LFG Ltd), we will help with any questions that may arise with your move, guiding you seamlessly through the house buying and selling process.
With unlimited access to both the UK mortgage market and the latest software, and offering rates both unavailable on the high street and with specialist lenders with which we have nurtured close relationships, we are confident of finding the best purchase mortgage for you and your circumstances.
How does it work?
Purchase mortgages are generally required for first time buyers, home movers and if you’re looking to buy a second property.
- First time buyers.The type of mortgage you will obtain will depend on your specific circumstances, but special schemes, such as shared ownership or new buy, are often available to first time buyers to help you get on the property ladder.
- Moving home. On top of all the other stresses of moving home, you will also either need to pay off your current mortgage or move it to your new home. With our finger constantly on the market for the best deals, LFG Ltd will help you decide which is the best option for you.
- Buy To Let.This type of mortgage can be confusing at the best of times, but with access to many specialist lenders willing to provide fantastic deals to both new and existing landlords, you can rest assured that owning a second property is more than just a pipe dream.
The amount you can borrow will depend on your income, expenditure, existing financial commitments and how much deposit you can put down.
LFG has a wide portfolio of purchase mortgages that can be tailored to you, and after giving you an initial free confidential quotation, we will advise you how much you can borrow.
For a smooth property purchase from beginning to end, please get in touch with LFG Ltd today for free mortgage advice. You won’t regret it!